St. Louis Car Accident Lawyer
With more than 50 years of combined legal experience, the St. Louis car accident lawyers of Sumner Law Group, LLC, have earned a reputation for recovering millions of dollars in compensation for injured crash victims. We help our clients demand justice after any type of car crash, taking cases to trial when a fair settlement is not offered. Our attorneys are fully committed to our client’s recovery ─ physically, emotionally, and financially. We also provide guidance on Missouri car seat laws to help ensure the safety of young passengers.
Contact our firm today for a free case review with a trusted St. Louis car accident lawyer. You do not pay us anything to start work on your case. In fact, we do not charge a fee unless we recover money for you.
Common Car Accident Injuries
Sadly, some of the common catastrophic injuries we see from car accidents include:
These types of personal injury cases require experienced legal teams to protect accident victims. Sumner Law Group, LLC, has successfully recovered maximum compensation in a multitude of catastrophic personal injury cases. Our firm has won multi-million-dollar settlements and verdicts for our deserving clients.
Common Causes of St. Louis Car Accidents
Common reasons for car accidents in St. Louis include:
Of course, car accidents can also be caused by non-driver-related factors. Those factors include defective cars or car parts and poor road conditions, including potholes or debris in the roadway.
How Our St. Louis Car Accident Attorney Can Help You
If you have been seriously injured in a car accident, you may have a long road of physical recovery ahead of you. You likely do not have the time, energy, or resources to pursue a claim for compensation against the insurance companies and the parties at fault for your crash. Let a car crash lawyer in St. Louis help you during this stressful process by:
- Recovering all available evidence from your accident
- Documenting the full extent of your losses, including future anticipated losses
- Collaborating with accident reconstruction professionals, medical experts, vocational specialists, and financial experts to help build a persuasive case on your behalf
- Filing claims with the insurance companies and aggressively pursuing a full settlement that pays you the fair compensation you deserve
- Preparing your case to go to court, so that insurers know we will not back down
- Taking your case to trial, if necessary, to fight for what’s fair
With Sumner Law Group, LLC, you can always expect to have direct communication with the attorney handling your liability case. Our attorneys can arrange to meet with you anywhere, at any time convenient for you. We understand the financial burdens that an accident can place on you and your family. That is why you will never owe us any fees unless we win compensation for you in settlement or at trial.
Demanding Full Compensation in a Car Accident Claim
When you have been hurt in a serious car accident, you may incur significant damages. If someone else caused your crash, you deserve compensation from those at fault for the collision. Damages you can be compensated for include:
- Medical expenses, including ER and hospital stays, doctors’ appointments, surgeries or other medical procedures, prescription pain medication, or medical or mobility equipment
- Rehab costs, including physical therapy, occupational therapy, or mental health therapy
- Personal and home care costs, such as home health services or home maintenance services that your injuries or disabilities prevent you from performing yourself
- Lost wages or income, or lost earning capacity, if you miss time from work or are disabled from returning to full-time work due to your injuries
- Lost enjoyment or quality of life, which can be caused by physical disfigurements or disabilities arising from your injuries
- Pain and suffering, or the emotional distress and physical anguish you experience due to your injuries
What If You Were Partially at Fault for the Crash?
Even if you think you may have been partially responsible for your car crash, you can still file a claim for compensation for your injuries and damages. In Missouri, personal injury cases such as car accident claims follow what is known as the comparative negligence rule. This rule states that an injured plaintiff is not barred from recovering compensation simply because the plaintiff bears a portion of the fault for the accident and injuries. However, an injured plaintiff who bears some of the fault will have the total recovery reduced in proportion to the share of his or her fault.
For example, if you are found to have incurred $100,000 in damages from a car accident and were found to be 30 percent at fault in the accident, your recovery would be reduced by $30,000 to reflect your share of fault.
Unlike many other states that use comparative negligence, Missouri allows you to recover compensation as long as you were not 100 percent at fault for the accident. In the above example, even if you were found to have been 90 percent responsible for your accident, you could still recover $10,000 in damages from the other party.
What You Need to Know About Dealing with Insurance Companies
Soon after your car accident, you may be contacted by adjusters from the insurance company of the other motorist. You may also be contacted by adjusters from your own insurer. The adjusters may seem as though they want to quickly process your claim and get you money for your medical bills and other expenses. However, remember that the insurance companies – even your own insurer – are not looking out for your interests.
Insurance companies are businesses. Just like other businesses, they are seeking to maximize their profits. Insurance companies do this by paying out as little money as possible on insurance claims. As a result, insurance companies often focus on getting you to accept as little money as possible for your car accident claim.
Insurance companies may try various tactics to get you to accept less money than you deserve. For example, the insurer may try to get you to quickly accept a check before you have a chance to understand the full extent of your injuries. The insurer may be trying to settle before you talk to an attorney about any future damages from your accident. Once you accept a settlement check from the insurance company, you cannot ask for more money in the future, even if you incur additional expenses.
The insurance company may ask you to provide an official statement about the accident in order to process your insurance claim. However, the insurance company may use anything you say against you by citing it as proof that you were partially or entirely responsible for the accident.
Never give a statement, sign paperwork, or accept compensation from the insurance company without first speaking with a car accident attorney. An attorney can help you understand your options and the compensation you may be entitled to receive.
Common Types Of Car Accidents in St. Louis