What Is the Statute of Limitations for Truck Accidents in St. Louis?

If you were injured in a truck accident in St. Louis, you generally have five years to file a lawsuit under Missouri law. For fatal truck accident cases, the deadline is typically just three years for filing a wrongful death claim.

It is critical to note that much shorter notice deadlines typically apply when a government agency is at fault for a truck accident.

The filing deadline is called the statute of limitations. If you miss the deadline, you will likely give up your chance to seek compensation for your losses from a St. Louis truck accident.

The five-year deadline is not as long as it may seem, and waiting to speak with a truck accident attorney is one of the biggest mistakes an injured person can make after a commercial motor vehicle crash.

Call Sumner Law Group, LLC, today or contact us online to schedule a free consultation about how our St. Louis truck accident lawyers can help you.

About the Statute of Limitations for St. Louis Truck Accident Lawsuits

The statute of limitations is a law that establishes the maximum time you have to file a civil lawsuit after an accident. For most truck accident injury claims in Missouri, the governing law is Missouri Revised Statutes § 516.120, which provides a five-year filing window for personal injury lawsuits.

The five-year deadline typically governs truck accident claims, including those involving:

• Semi-trucks and tractor-trailers
• Delivery trucks (including UPS, FedEx, and Amazon trucks)
• Box trucks
• Construction vehicles
• Utility vehicles
• Other commercial vehicles governed by federal and state trucking regulations

Yes, Missouri provides a relatively long truck crash injury deadline. The five-year statute of limitations is longer than the filing window in many other states. However, waiting to engage a St. Louis truck accident attorney could severely harm your legal action.

Critical evidence, including black box data, video footage, and eyewitness testimony, may become unavailable if you wait to have a lawyer start building your case. There is no benefit in waiting to talk to a personal injury lawyer from Sumner Law Group, LLC. In fact, there are potentially catastrophic consequences if you wait too long.

Are There Different Deadlines for Personal Injury and Wrongful Death Cases?

Yes. While the Missouri statute of limitations allows five years to file a personal injury case, the deadline is generally shorter for wrongful death cases.

Injured but surviving truck accident victims typically have five years from the accident date to file a lawsuit seeking compensation for their accident-related damages.

If a truck accident results in death, Missouri law generally provides a three-year deadline to file a wrongful death lawsuit. The clock on the filing window for a wrongful death civil case typically starts on the date of death, not the date of the collision.

What Happens If You Miss the Filing Deadline?

The harsh realities of a missed deadline can include:

• The case being dismissed immediately
• Losing leverage in insurance negotiations
• The victim forfeiting the right to pursue compensation in court because they are ineligible to file a lawsuit
• The trucking company and its insurer having no legal obligation to pay, as the victim has no recourse should these parties refuse to provide compensation

Insurance companies are well aware of filing deadlines and may intentionally delay negotiations and other claim proceedings, hoping the statute of limitations expires before you file suit. Once the deadline passes, even otherwise strong claims involving catastrophic injuries or wrongful death will almost certainly lose all value.

Are There Exceptions to the Truck Accident Statute of Limitations?

In rare and limited circumstances, Missouri law allows for exceptions to the standard statute of limitations. Some examples of possible exceptions include:

• When minors are injured in a truck accident, in which case the statute of limitations may be tolled until the child reaches legal adulthood
• Delayed discovery of an injury, in which case the clock may start when an injury is discovered rather than when the crash occurred
• Defendant concealment, if a defendant actively hides wrongdoing

You should never assume that your case will meet one of these exceptions. Instead, contact Sumner Law Group, LLC, as soon as possible after the truck wreck that injured you.

Why Timing Matters in Truck Accident Cases

Even when you file a truck accident lawsuit within the legal window, delays in retaining an attorney can significantly weaken your case. Truck accident cases typically involve technical and time-sensitive evidence that may disappear soon after the crash.

When you hire a St. Louis truck accident attorney from Sumner Law Group, LLC, we will not waste a moment in gathering relevant evidence, such as:

• Truck driver logbooks
• Electronic logging device data
• Black box (event data recorder) information
• Vehicle inspection and maintenance records
• Documentation of cargo loading practices and vehicle weight
• Surveillance footage
• Dashcam video
• Witness statements
• Accident scene photographs and videos

Federal trucking regulations allow trucking companies to destroy or dispose of certain records within months. For that reason, waiting just a couple of months to engage a lawyer could significantly diminish the quality of evidence available in your case.

When Should You Contact a St. Louis Truck Accident Lawyer?

You should contact a personal injury attorney from our team as soon as possible after a truck crash. Engaging Sumner Law Group, LLC right away allows our legal team to effectively:

• Preserve evidence
• Identify fault and sources of liability coverage for the collision
• Calculate the complete and accurate value of your losses
• File your lawsuit well within the legal deadline

Truck accident injuries often involve long-term medical treatment, permanent disabilities, and significant financial strain. Acting early gives your attorney the time needed to build a strong, well-documented personal injury claim rather than rushing against the clock.

If you or a loved one was injured in a commercial truck accident in St. Louis, there’s only one thing to do after getting prompt medical attention. Call Sumner Law Group, LLC, today or contact us online for a free consultation with an experienced truck accident attorney.