Distracted driving crashes come down to one question: how do you prove what the other driver was doing seconds before impact? St. Louis Distracted Driving Accident Lawyers at Sumner Law Group help injured people identify evidence, preserve critical records, and understand their legal options after a crash, fearlessly facing insurance companies.
When phone use, app activity, or other distractions contribute to a crash, evidence disappears quickly. Call Sumner Law Group today at (314) 669-0048 or fill out our contact form to discuss your case for free.
Why Should You Trust Sumner Law Group, LLC With Your Distracted Driving Case?
Sumner Law Group, LLC holds negligent motorists and corporate fleet drivers accountable when distracted driving causes serious injuries. We prepare every case thoroughly, as some claims only move forward when the insurance company knows the evidence can withstand courtroom scrutiny.
Our managing partner, Brent Sumner, built a reputation for handling complex personal injury litigation and serious injury claims. Over the course of his career, he has secured multi-million-dollar verdicts and recoveries, including results as high as $14.2 million and $25 million.
Other attorneys routinely refer difficult injury cases to Brent and our team because they know we have the experience, resources, and courtroom background to take on heavily defended claims.
We intentionally limit our case volume so clients receive direct access to their attorneys throughout the legal process. When you hire Sumner Law Group, you work with a team that knows your case, understands your injuries, and stays involved from start to finish.
We handle distracted driving accident cases on a contingency fee basis. You pay no upfront attorney fees, and we only receive a fee if we recover compensation through a settlement or verdict.
How Can A St. Louis Distracted Driving Accident Lawyer Help?
A St. Louis distracted driving accident lawyer helps gather evidence, identify liable parties, and present a claim supported by facts rather than assumptions. Phone records, surveillance footage, and witness recollections become harder to obtain as time passes.
Building a Timeline of the Crash
We start by identifying what happened in the minutes leading up to the collision. A distracted driving claim depends on showing where the driver’s attention was immediately before impact.
Reviewing Witness and Police Evidence
Witness statements and crash reports provide the first clues about distraction. In some cases, drivers admit they were looking at a phone, navigation system, or delivery application shortly before the collision.
Comparing Electronic Activity to Crash Timing
Electronic records show text messages, application activity, or outgoing communications near the time of the crash. We compare those records to the collision timeline when available.
Examining Commercial Communications
Commercial vehicle cases involve additional records. Dispatch instructions, delivery updates, and employer communications reveal distractions that are not visible in an ordinary crash report.
Addressing Insurance Company Arguments
Insurance adjusters look for alternative explanations.
They argue:
- The driver looked away for another reason.
- The evidence does not establish distraction.
- The injured person shares fault.
- The injuries existed before the crash.
- Medical treatment was unnecessary.
Many people suspect distraction played a role in the crash. The challenge is finding evidence that supports that conclusion.

Why Do Other Lawyers Refer Complex Injury Cases to Sumner Law Group?
Attorneys throughout Missouri refer serious injury cases to Brent Sumner and our team when a case involves disputed liability, substantial damages, or complicated insurance issues. These referrals include cases that require extensive preparation and a detailed understanding of how evidence will be presented if litigation becomes necessary.
Brent has built a reputation for handling complex personal injury matters, including cases involving catastrophic injuries, commercial vehicles, and significant insurance exposure. We intentionally limit our caseload so clients receive direct attorney involvement throughout the legal process rather than being passed between departments.
Many clients come to us after feeling overlooked elsewhere. They want answers from lawyers, not a rotating list of staff members.
Previous results do not guarantee future outcomes.
How Do You Prove A Driver Was Looking At A Phone?
Proving phone use requires evidence that connects electronic activity to the time of the collision. Direct evidence is not always available, but multiple sources help establish what occurred.
Evidence That Supports A Distracted Driving Claim
| Evidence Source | What It Shows |
| Cell phone records | Calls, texts, or data usage near the crash |
| Mobile applications | Navigation, delivery, or social media activity |
| Vehicle data | Speed, braking, and driver inputs |
| Witness testimony | Driver behavior before impact |
| Surveillance footage | Driver actions and collision sequence |
No single piece of evidence proves every distracted driving case. Strong claims combine several sources that point to the same conclusion.
Physical Evidence Still Matters
Physical evidence supports electronic evidence.
For example, a lack of braking before impact supports a claim that a driver failed to pay attention to changing traffic conditions.
Witness statements, crash reconstruction analysis, and vehicle damage patterns frequently help explain how the collision occurred.
Commercial Driver Cases Require Additional Review
Commercial vehicle crashes involve additional records such as:
- Dispatch communications.
- Delivery route information.
- Driver communication logs.
- Fleet management records.
- Employer safety policies.
How Does the Missouri Distracted Driving Statute Apply to Your Crash?
The Missouri Revisor of Statutes Section 304.822 bans all motorists from manually typing, sending, or reading text messages while operating a motor vehicle on public roads.
To leverage state driving laws effectively during insurance negotiations, our firm establishes a clear timeline of the driver’s movements directly preceding the impact.
- While the law allows specific hands-free voice features, motorists still face liability if voice-to-text systems divert their mental focus away from changing traffic patterns.
- Operators of large freight trucks face stricter federal oversight and completely lose their commercial licenses for cell phone distractions.
- Motorists only operate a digital device manually if they are reporting an active emergency to local law enforcement dispatchers.
- Local municipalities across St. Louis County maintain distinct traffic rules that provide additional restrictions against digital screen interactions in school zones.
Why Do Insurance Companies Fight Distracted Driving Claims?
Insurance companies challenge distracted driving allegations because proving distraction requires evidence. They rarely accept a claimant’s version of events without scrutiny. Many disputes focus on what happened during the seconds before impact.
Common Defense Strategies
Insurance carriers frequently use these predictable arguments.
The Driver Denies Using A Phone
Many distracted drivers deny using a device after a crash. Insurance companies frequently rely on that denial until evidence proves otherwise.
The Insurance Company Claims Shared Fault
Missouri follows a comparative fault system. Insurers argue that both drivers contributed to the collision.
The Insurance Company Questions Your Injuries
Adjusters argue that a medical condition existed before the crash or that treatment exceeds what the collision caused. Medical records and physician opinions become important here.
Protect your injury claim after a crash—read our guide on the top statements you should avoid making after a car accident.
Why Early Evidence Matters
Early evidence is pivotal as it creates a stronger factual foundation for a claim. Phone data, business records, surveillance footage, and witness recollections may become less available over time.
Who Is Responsible For A Distracted Driving Crash?
A distracted driver is not always the only responsible party. Liability extends to employers, commercial carriers, or other entities connected to the collision. Every case requires a fact-specific review.
Potentially Responsible Parties
Several parties share responsibility depending on the circumstances.
- Drivers who diverted their attention from the road.
- Employers whose workers caused crashes during job duties.
- Commercial transportation companies.
- Delivery companies managing active routes.
- Other parties connected to vehicle ownership or operation.
Identifying all responsible parties helps reveal available insurance coverage and legal claims.
What Compensation Is Available After a Distracted Driving Accident?
People injured in distracted driving crashes pursue compensation for financial and personal losses related to the collision. The available damages depend on the facts of each case but include medical costs, lost income, and pain and suffering.
Economic Damages
Economic damages address measurable financial losses.
Medical Expenses
Medical treatment represents the largest financial loss after a serious distracted driving crash.
Lost Income
Time away from work creates immediate financial pressure for injured victims and their families.
Future Financial Impact
Permanent injuries affect future earning ability and long-term medical needs.
Non-Economic Damages
Non-economic damages address personal losses that do not appear on a bill or invoice. Examples include physical pain, emotional distress, loss of enjoyment of life, and other effects supported by the evidence.
Catastrophic Injury Cases
Distracted driving crashes involve severe injuries.
We handle cases involving:
- Traumatic brain injuries.
- Spinal cord injuries.
- Serious orthopedic injuries.
- Permanent disabilities.
- Fatal collisions.
What Makes Commercial Driver Distraction Cases Different?
Commercial driver distraction cases involve additional evidence and larger insurance policies. They also involve companies that begin protecting themselves immediately after a crash. A commercial carrier has investigators, insurance representatives, and defense attorneys involved shortly after a collision.
Our approach focuses on understanding the full picture before important evidence disappears. That approach has helped us handle serious injury cases involving trucks, delivery vehicles, and commercial transportation companies throughout Missouri.

FAQ for St. Louis Distracted Driving Accident Lawyers
Do I need a distracted driving accident attorney in St. Louis if the insurance company admitted their driver was at fault?
Yes, you need an attorney because an admission of fault does not mean the insurance corporation will voluntarily pay the true value of your long-term medical care or lost income. Insurance adjusters regularly use admissions of liability to lower your guard so they can convince you to sign a premature release form that bars future medical recovery.
Can I seek punitive damages against a driver who was texting and driving in Missouri?
You can pursue punitive damages if your lawyer can prove that the driver’s distraction rose to a level of conscious disregard for public safety under state litigation guidelines. Punitive damages serve to punish exceptionally reckless behavior and require clear, convincing evidence of extreme negligence before a local judge will allow the claim.
How long do I have to file a distracted driving lawsuit in St. Louis?
You generally have five years from the exact date of the collision to file a personal injury action under Missouri Revised Statutes Section 516.120. If you fail to initiate formal legal proceedings before this statutory window closes, the local circuit courts lose jurisdiction, and you forfeit your right to seek financial recovery forever.
What if a distracted commercial truck driver caused my accident on Interstate 55?
You can hold both the commercial operator and the transportation carrier liable under strict truck safety rules enforced by the Federal Motor Carrier Safety Administration.
How do I know if phone records help my case?
In many distracted driving cases, attorneys compare text message timestamps, call logs, and app activity with the exact time listed on the crash report.
What if the other driver denies being distracted?
A driver’s denial does not end the inquiry. Witness statements, electronic evidence, crash reconstruction findings, and physical evidence still help establish distraction.
What if a delivery driver hit me while working?
A delivery driver collision could involve both the driver and the company connected to the work being performed. Additional insurance policies also apply.
How much does it cost to hire your firm?
We handle personal injury cases on a contingency fee basis. You pay no attorney fees unless we recover compensation through a settlement or verdict.
Speak With Our St. Louis Distracted Driving Accident Lawyers About Next Steps
Questions about a distracted driving crash become harder to answer as evidence ages and memories fade. Early action gives you a better opportunity to understand what evidence exists and what options are available. Speak directly to one of our lawyers today.
Our team handles distracted driving accident claims on a contingency fee basis. You pay nothing upfront, and we receive a fee only if we recover compensation for you.
Call Sumner Law Group today at (314) 669-0048 or fill out our contact form to discuss your case and learn what path forward makes sense for your situation.