[{"@context":"https:\/\/schema.org\/","@type":"BlogPosting","@id":"https:\/\/www.sumnerlawgroup.com\/blog\/what-is-the-personal-injury-settlement-check-process-in-st-louis\/#BlogPosting","mainEntityOfPage":"https:\/\/www.sumnerlawgroup.com\/blog\/what-is-the-personal-injury-settlement-check-process-in-st-louis\/","headline":"What Is the Personal Injury Settlement Check Process in St. Louis?","name":"What Is the Personal Injury Settlement Check Process in St. Louis?","description":"Have you been injured in an accident in St. Louis? If you have, then you know how stressful it is to face mounting medical bills and other expenses, especially when you can\u2019t work because of your injury. You need financial help, and you need it now, but how long will...","datePublished":"2025-01-23","dateModified":"2025-01-23","author":{"@type":"Person","@id":"https:\/\/www.sumnerlawgroup.com\/blog\/author\/sumnerlawgrop\/#Person","name":"Brent Sumner","url":"https:\/\/www.sumnerlawgroup.com\/blog\/author\/sumnerlawgrop\/","identifier":10,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/2aeb6cc52fd8dbe820cd3eca0e8509bdbf49caab106f4998c1712188d6fe457b?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/2aeb6cc52fd8dbe820cd3eca0e8509bdbf49caab106f4998c1712188d6fe457b?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Sumner Law Group, LLC","logo":{"@type":"ImageObject","@id":"https:\/\/www.sumnerlawgroup.com\/wp-content\/uploads\/2021\/02\/The-Sumner-Law-Group-LLC-Logo.png","url":"https:\/\/www.sumnerlawgroup.com\/wp-content\/uploads\/2021\/02\/The-Sumner-Law-Group-LLC-Logo.png","width":348,"height":70}},"image":{"@type":"ImageObject","@id":"https:\/\/www.sumnerlawgroup.com\/wp-content\/uploads\/2025\/01\/what-is-the-personal-injury-settlement-check-process-in-st-louis.jpg","url":"https:\/\/www.sumnerlawgroup.com\/wp-content\/uploads\/2025\/01\/what-is-the-personal-injury-settlement-check-process-in-st-louis.jpg","height":666,"width":1000},"url":"https:\/\/www.sumnerlawgroup.com\/blog\/what-is-the-personal-injury-settlement-check-process-in-st-louis\/","about":["Personal Injury"],"wordCount":629,"articleBody":"Have you been injured in an accident in St. Louis? If you have, then you know how stressful it is to face mounting medical bills and other expenses, especially when you can\u2019t work because of your injury. You need financial help, and you need it now, but how long will you have to wait to receive a personal injury settlement from the at-fault party?Typical Timeline for Receiving a Settlement CheckWhen you\u2019re injured due to someone else\u2019s negligence, you can file a lawsuit and seek compensation for your injuries and related losses as long as you file within five years. However, most personal injury claims are resolved through the settlement negotiation process without ever going to trial.The settlement process still takes some time. Here is a typical insurance settlement timeline:You seek medical attention after being injured in an accident.You contact a St. Louis personal injury lawyer.Your lawyer investigates the accident and sends a demand for payment to the insurance company.Your lawyer negotiates with the insurance company.If the insurance company offers a settlement and you accept it, they will write a settlement check. If not, your lawyer files a lawsuit and represents you in court.Even after your lawyer files a lawsuit, the case can still be settled until the court issues a verdict.How Are Settlement Funds Calculated in Missouri?How does your lawyer decide how much to ask the insurance company for? Your lawyer will add up all your economic losses, such as medical expenses and lost wages, and then assign a dollar amount to your pain, suffering, and other noneconomic losses.Medical bills, pay stubs, and other receipts and documents may be used to substantiate your past economic losses. In some cases, it may be necessary to consult with financial experts, medical experts, or vocational experts to establish your future costs and anticipated losses.What Happens After a Settlement Is Reached?After your lawyer successfully negotiates a settlement agreement, the insurance company will write a check payable to you and your lawyer. Your lawyer will then cover all necessary expenses and fees before writing you a check. The expenses could include:Your medical billsAny liens against the settlementCase expensesThe attorney\u2019s feesBecause personal injury attorneys usually work on a contingency basis, they will deduct their fee from your settlement. You\u2019ll pay nothing upfront and nothing directly out of your pocket. You will receive the balance of the settlement amount and will owe nothing further to your attorney.Attorney\u2019s Role in the Settlement Check ProcessWhat is your attorney’s role in the settlement check process? Your attorney:Negotiates a settlementReceives the settlement check from the insurance companyUses the funds to cover your expensesWrites you a check for the remainder of the settlementDelayed settlement payments can occur because of the following:Delays in the insurance company\u2019s bureaucracyThe need to negotiate a payoff on one of your liensA problem with the settlement agreementIf there is a delay, your lawyer will resolve it as soon as possible.Get Help from Our St. Louis Personal Injury AttorneysWhen your health and future are on the line, then winning means everything. Sumner Law Group LLC has more than 50 years of combined legal experience. We are ready to help you pursue a settlement check that provides full compensation for your injuries.Contact Sumner Law Group, LLC, today for a free claim review.Brent SumnerBrent A. Sumner is the Managing Partner at Sumner Law Group, LLC. He focuses his practice exclusively on cases that involve serious personal injuries. Over the years, he has successfully represented thousands of individuals and families, recovering millions of dollars in compensation for injured accident victims."},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Blog","item":"https:\/\/www.sumnerlawgroup.com\/blog\/#breadcrumbitem"},{"@type":"ListItem","position":2,"name":"What Is the Personal Injury Settlement Check Process in St. Louis?","item":"https:\/\/www.sumnerlawgroup.com\/blog\/what-is-the-personal-injury-settlement-check-process-in-st-louis\/#breadcrumbitem"}]}]